I wouldn't worry about being dropped. Last time he housecleaned negative
accounts
it was a manual thing, and he sent letters to people first - I don't think
the program has
an automatic drop option.
As for late credit cards, I had that once too, until I realised that it had
gotten a new
expiration date (duh!) - after resending that one, the payments picked up
again.
//F.E.Theodorsen